Mechanics:

1. Starting October 20, 2025 until June 30, 2026, all 24k Rewards Program members will get the following from MediCard when they show their 24k card (physical or virtual) at MediCard clinics nationwide: 
   •  
   • Up to 15% discount on:
     • Vaccines, diagnostics and laboratory procedures
   • Discounted Annual Physical Exams (APE)
     • Special rate of PHP700 instead of the regular amount of PHP850
   • Flat Rate for Outpatient Consultations
     • PhP500 with General Practitioners
     • PhP700 up to PhP800 with other Specialists
   • Earn Rewards Points on above transactions
     • 15 Rewards points per above transactions
     • Maximum of 45 Rewards points per month per member
2. Promo Period is from October 20, 2025 until June 30, 2026.  
3. To avail the promo, the 24k member must visit MediCard’s free standing clinics and show their 24k card (virtual or physical). Please refer to this link for the participating list of clinics.
4. The promo can be availed multiple times by the 24k members (except for points earning).
5. The promo is non-transferable and may only be availed of by the eligible 24k Rewards Program members. 
6. This offer cannot be used in conjunction with any other promotional offers or discounts (e.g., Senior Citizen discount). 
7. This promotion will be communicated through the official Social Media pages and websites of Cebuana Lhuillier and 24k Rewards Program. MediCard will also display marketing collateral in their clinics. 
8. By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI.  Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI. 
9. All personal information provided by the 24k members in connection with this promo will be used, processed, and disclosed for the purpose of running the promotion and otherwise in accordance with the Promoter’s Privacy Policy. By entering this Promotion, 24k members also understand that Cebuana may disclose information to third parties involved with providing and delivering the promo.  
10. P.J. Lhuillier Inc. shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, or bodily injury including death of any customer arising out of participation in the Promotion.  
11. Availment of the promo will be deemed as consent by the 24k member to use his/her name in all related publicity connected with this Promotion without additional charge or permission.   

Per DTI Fair Trade Permit No. FTEB – 240428 Series of 2025