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Mechanics:

The promotion period is from May 5 to 15, 2022
Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the second degree of affinity or consanguinity or anyone else professionally connected with the Promotion are disqualified to join.
There will be 240 winners for this raffle, of the following prizes:
1. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 24
2. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 50
3. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 100
4. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 240
5. 24 Winners of Cebuana Lhuillier Micro Saving Account Credit worth Php200
6. 24 Winners of PARADIGM Grid Sling Bag worth P349
7. 24 Winners of KIMSTORE E-vouchers worth P2400
8. 24 Winners of SMARTCOOK 2.5L Air Fryer worth P1,999
9. 24 Winners of TECNO Pop 5 LTE SMART PHONE worth P4,299
10. 24 Winners of KAZUMI KZ22 2-in-1 Handheld & Stick Vacuum Cleaner worth P999
To qualify for the raffle, participants must:
1. Be a member of the CebuanaLhuillier 24k Rewards Program before the draw.
2. Like the Cebuana Lhuillier 24k Reward Program Facebook page
How to join:
1. Be a registered CebuanaLhuillier 24k Rewards Program Member. Make sure your account is updated.
2. Like the Cebuana Lhuillier 24k Reward Program Facebook page
Winners can only win once during the entire promo duration.
Winners are drawn electronically based on the following details:
1. 24k Reward Client Number
2. 24k Reward Card Number
3. Full Name
4. Email Address
5. Mobile Number
6. Present address registered with Cebuana Lhuillier 24k Reward Program
Winners will be notified through direct messaging on Facebook, SMS, email and/or registered mail based on their information in the records of the Cebuana Lhuillier 24k Rewards Program. Winners will also be announced through the official Facebook page of the Cebuana Lhuillier 24k Rewards Program.

There will be one draw date on May 17, 2022

Cut-Off Dates	Draw Date	Prizes	No. of Winners	Announcement
May 15, 2022	May 17, 2022	24 Cebuana Lhuillier 24k membership points 50 Cebuana Lhuillier 24k membership points 100 Cebuana Lhuillier 24k membership points 240 Cebuana Lhuillier 24k membership points P50 Microsaving Credits PARADIGM Grid Sling Bag KIMSTORE E-vouchers SMARTCOOK 2.5L Air Fryer TECNO Pop 5 LTE SMART PHONE KAZUMI KZ22 2-in-1 Handheld & Stick Vacuum Cleaner	24 24 24 24 24 24 24 24 24 24	May 24, 2022

The raffle draw will be held at PJL Corporate Centre, 1782 Nicanor Garcia corner Candelaria Streets, Makati City via video conference, witnessed and attended by representatives from the Department of Trade and Industry (DTI) and P.J. Lhuillier Inc.
Deadline for submission of entries is on May 15, 2021, 11:59pm.
P.J. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.
Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.
Period of redemption / Claim Period:
Prizes not claimed within sixty (60) days from receipt of notice will be forfeited in favor of P.J Lhuillier with prior approval of the DTI.
Cebuana Lhuillier shall pay 20% tax for prizes exceeding P10,000.
To claim prizes: Winners must present copy of their 24k card for claiming of the prizes either upon pick up from Cebuana Branches or upon delivery of the prizes to the winners. The 24k membership points prizes (240, 100, 50, 24) will be credited to the account of winners within 2 days upon full verification of the qualified winners. For those who will win gift packs, Cebuana Lhuillier to send the prize to the registered address of the winner within 60 days upon notice.
By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
P.J. Lhuillier Inc. shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.
Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

DTI Fair Trade Permit No. FTEB-142627 Series of 2022

Mechanics:

The promotion period is from April13 to17, 2022
Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the seconddegree of affinity or consanguinity or anyone else professionally connected with the Promotion are disqualified to join.
There will be 240 winners for this raffle, of the following prizes:
1. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 24
2. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 50
3. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 100
4. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 240
5. 24 Winners of Cebuana Lhuillier Micro Saving Account Credit worth Php500
6. 24 Winners of Equinox Artke Wired Headphones worth P299
7. 24 Winners of GearGuard UV light sterilizer bag worth P499
8. 24 Winners of Proton Smart Touch Bluetooth Earbuds worth P699
9. 24 Winners of Atmos Fit Vitali V2 Smart Watch worth P799
10. 24 Winners of AlldocubeiPlay 8T Tablet worth P4,999
To qualify for the raffle, participants must:
1. Be a member of the CebuanaLhuillier 24k Rewards Program before the draw.
2. Like the Cebuana Lhuillier 24k Reward Program Facebook page
How to join:
1. Be a registered CebuanaLhuillier 24k Rewards Program Member. Make sure your account is updated.
2. Like the Cebuana Lhuillier 24k Reward Program Facebook page
Winners can only win once during the entire promo duration.
Winners are drawn electronically based on the following details:
1. 24k Reward Client Number
2. 24k Reward Card Number
3. Full Name
4. Email Address
5. Mobile Number
6. Present address registered with Cebuana Lhuillier 24k Reward Program
Winners will be notified through direct messaging on Facebook, SMS, email and/or registered mail based on their information in the records of the Cebuana Lhuillier 24k Rewards Program. Winners will also be announced through the official Facebook page of the Cebuana Lhuillier 24k Rewards Program.

There will beone draw date on April 18, 2022:

Cut-Off Dates	Draw Date	Prizes	No. of Winners	Announcement
April 17, 2022	April 18, 2022	24 Cebuana Lhuillier 24k membership points 50 Cebuana Lhuillier 24k membership points 100 Cebuana Lhuillier 24k membership points 240 Cebuana Lhuillier 24k membership points P50 Microsaving Credits Equinox Artke Wired Headphones GearGuard UV light sterilizer bag Proton Smart Touch Bluetooth Earbuds Atmos Fit Vitali V2 Smart Watch AlldocubeiPlay 8T Tablet	24 24 24 24 24 24 24 24 24 24	April 24, 2022

The raffle draw will be held at PJL Corporate Centre, 1782 Nicanor Garcia corner Candelaria Streets, Makati City via video conference, witnessed and attended by representatives from the Department of Trade and Industry (DTI) and P.J. Lhuillier Inc.
Deadline for submission of entries is on April 17, 2021, 11:59pm.
P.J. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.
Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.
Period of redemption / Claim Period:
Prizes not claimed within sixty (60) days from receipt of notice will be forfeited in favor of P.J Lhuillier with prior approval of the DTI.
Cebuana Lhuillier shall pay 20% tax for prizes exceeding P10,000.
To claim prizes:Winners must present copy of their 24k card for claiming of the prizes either upon pick up from Cebuana Branches or upon delivery of the prizes to the winners. The 24k membership points prizes (240, 100, 50, 24) will be credited to the account of winners within 2 days upon full verification of the qualified winners. For those who will win gift packs, Cebuana Lhuillier to send the prize to the registered address of the winner within 60 days upon notice.
By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
P.J. Lhuillier Inc.shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.
Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

DTI Fair Trade Permit No. FTEB-141190 Series of 2022

Mechanics:

On April 24, 2022, all 24k rewards program members get 15% discount at the Cebuana Lhuillier Jewelry website using the promo code 24K15OFF with a minimum purchase of Php7,000.00.
The promo is open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies.
To qualify for the promo, customer must:
1. Go to the Cebuana Lhuillier Jewelry website at www.cebuanalhuillierjewelry.com
2. Create an account
3. Reach a cumulative purchase amount of Php7,000.00
4. Upon the check-out page, customer inputs the promo code
5. Transaction must be paid and completed only on April 24, 2022
Discount is automatically applied when promo code is used.
This promo code is not applicable to other websites or ecommerce channels except www.cebuanalhuillierjewelry.com
This promotion will be communicated through the official Social Media pages of Cebuana Lhuillier, 24k Rewards Program and Cebuana Lhuillier Jewelry.
By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
P.J. Lhuillier Inc. shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.

DTI Fair Trade Permit No. FTEB-141198 Series of 2022

Mechanics:

On April 24, 2022, all 24k rewards program members can get double the rewards points when they do any of the following transactions with Cebuana Lhuillier branches:

Domestic Remittance sending transactions
International Remittance sending and receiving transactions
New Pawning transactions (renewal pawning is not included)
Protectmax insurance fees

Transaction Type	Regular Day / Non-Promo Day		Doble K, Doble Saya Promo on April 24, 2022 Only
Transaction Type	24k Virtual Card	24k Gold Virtual Card	24k Virtual Card	24k Gold Virtual Card
New Pawning	1 point for every PHP 30 fee paid	1 point for every PHP 25 fee paid	2 points for every PHP 30 fee paid, maximum of 30 points. Beyond this, the regular points earning of 1 point for every PHP 30 fee paid will apply	2 points for every PHP 25 fee paid, maximum of 30 points. Beyond this, the regular points earning of 1 point for every PHP 25 fee paid will apply
Domestic Remittance Sending	1 point for every PHP 30 fee paid	1 point for every PHP 25 fee paid
International Payout	3 points for every transaction, through any partner, regardless of amount		6 points for every transaction, through any partner, regardless of amount
International Sending	5 points for every transaction, through any partner, regardless of amount		10 points for every transaction, through any partner, regardless of amount
ProtectMAX Insurance Buying	1 point for every PHP 30 premium fee paid	1 point for every PHP 25 premium fee paid	2 points for every PHP 30 premium fee paid	2 points for every PHP 25 premium fee paid

The promo is open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the second degree of affinity or consanguinity or anyone else professionally connected with the Promotion are disqualified to join.
To qualify for the promo, participants must:
1. Be a member of the Cebuana Lhuillier 24k Rewards Program
2. Transact at CL branches on April 24, 2022 (during business hours)
Participants can get double the rewards points for each transaction they make during on April 24, 2022
Points will be credited to the members accounts within 30 working days upon successful transaction.
P.J. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.
Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.
Winners must present copy of their 24k membership account upon transacting in Cebuana Lhuillier.
By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
P.J. Lhuillier Inc. shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.
Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

DTI Fair Trade Permit No. FTEB-140792 Series of 2022

Mechanics:

The promotion will run every Friday starting April 8, 2022 to May 31, 2022.
Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees, its affiliates or subsidiary companies including their relatives up to second degree of consanguinity or affinity.
Every Friday, starting April 8, 2022 (except Good Friday April 15, 2022 which is a holiday) all 24k rewards program members can get a chance to win prizes via electronic raffle when they do any of the following transactions with Cebuana Lhuillier branches.
1. Domestic and International Remittance (w. minimum transaction fee of P30)
2. Pawning transactions (renewal pawning is included)
3. Insurance premium payments
There will be 240 winners for this weekly raffle, of the following prizes:
1. 24k branded Umbrella worth P250
2. 24k branded bags worth P100
To qualify for the raffle, participants must:
1. Be a member of the Cebuana Lhuillier 24k Rewards Program.
2. Must do any of the following transactions during the promo period (Every Friday starting April 1, 2022, except April 15)
  - Domestic and International Remittance
  - Pawning transactions (renewal pawning not included)
  - ProtectMax premium payments
Winners can only win once during the entire promo duration.
Winners are drawn electronically based on the following details:
1. 24k Reward Client Number
2. 24k Reward Card Number
3. Full Name
4. Email Address
5. Mobile Number
6. Present address registered with Cebuana Lhuillier 24k Reward Program
Winners will be notified through direct messaging on Facebook, SMS, email and/or registered mail based on their information in the records of the Cebuana Lhuillier 24k Rewards Program. Winners will also be announced through the official Facebook page of the Cebuana Lhuillier 24k Rewards Program.
Raffle entry cut off will be at 11:59pm on every Friday starting April 8, 2022 until May 31, 2022, except April 15. (only transactions during Fridays will be accepted in the raffle)

There will be weekly draws (every Wednesday, following the Friday promo day)

Cut-Off Dates	Draw Date	Prizes	No. of Winners	Announcement
Every Friday (12am – 11:59PM)	Every Following Wednesday	24k branded umbrellas 24k branded bags	240 240	Every next Friday (example: April 8 promo day, April 13 draw, April 15 announcement)

The raffle draw will be held at PJL Corporate Centre, 1782 Nicanor Garcia corner Candelaria Streets, Makati City via video conference, witnessed and attended by representatives from the Department of Trade and Industry (DTI) and P.J. Lhuillier Inc.
12. P.J. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.
Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.
Winners must present a copy of their 24k card or 24k online account for claiming the prize from the nearest Cebuana Lhuillier branch. During verification of winners by Cebuana Lhuillier, the branch will be nominated by the Customer.
Claiming of prizes is until 60 days from receipt of notification. Otherwise, prizes will be forfeited in favor of Cebuana Lhuillier with prior DTI approval.
By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
P.J. Lhuillier Inc. shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.
Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

DTI Fair Trade Permit No. FTEB-140306 Series of 2022

Mechanics:

Promo runs from March 15, 2021 to May 31, 2022.
Open to all clients with no domestic remittance transactions with Cebuana Lhuilliier from September 1 to January 31, 2022.

All qualified clients who will transact domestic remittance at any Cebuana Lhuillier branches will enjoy 50% discount on sending fee or earn double 24k card points regardless of amount and depending on the ff. qualifier:

Qualifier	Sending Amount Required	Prize
Intra-island domestic remittance (within Luzon, VisMin or Mindanao)	N/A	50% Discount on Sending Fee
Non intra-island domestic remittance	N/A	Double 24k Card Points

A client can only avail any of the offers up to 2 times within the promo duration.
Prize is not transferable or convertible to cash.
Offer is not valid in conjunction with any other offers, promotions and discounts.
All employees and agencies of Cebuana Lhuillier and their relatives up to 2nd degree of consanguinity and affinity are disqualified for joining the promo.

DTI FAIR TRADE PERMIT NO. FTEB-139007, SERIES OF 2022

Mechanics:

Promo runs from March 15, 2021 to May 31, 2022.
Open to all clients who will pawn or payout international remittance sent from abroad at any Cebuana Lhuillier branches.

All qualified clients will earn 50% discount on domestic remittance sending fee for their next domestic sending transaction based on the following qualifier:

Transaction	Principal/Payout Amount Required
New Pawn	Minimum Php5,000 Principal Amount
International Payout	N/A

50% discount on domestic sending fee is applicable only to a max. of Php2,500 sending amount per single receipt transaction.
Ex: Php2,500 sending amount = Php75
Less 50% = Php37.5
Domestic sending fees vary per region.
A client can only earn up to two (2) 50% discounts within the promo duration.
Earned 50% discount shall be deducted on the next domestic sending transaction of the client.
Claiming of 50% sending discount is until July 31, 2022 only.
Unclaimed 50% discount can be accumulated and can be used within the claiming period.
Prize is not transferrable or convertible to cash.
Offer is not valid in conjunction with any other offers and promotions.
All employees and agencies of Cebuana Lhuillier and their relatives up to 2nd degree of consanguinity and affinity are disqualified for joining the promo.

DTI FAIR TRADE PERMIT NO. FTEB-139042, SERIES OF 2022

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