Mechanics:

1. The promotion period is from November 1 to 15, 2021
2. Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the seconddegree of affinity or consanguinity or anyone else professionally connected with the Promotion are disqualified to join.
3. There will be 240 winners for this raffle, of the following prizes:
   1. 24 Winners of Cebuana Lhuillier Jewelry Voucher worth Php 2,400
   2. 24 Winners of Quick FX Gift Pack worth Php 1,000
   3. 24 Winners of Cebuana Lhuillier Micro Saving Account Credit worth Php500
   4. 24 Winners of Cebuana Lhuillier ProtectMAX worth Php50
   5. 24 Winners of Cebuana Lhuillier Collectibles worth Php300
   6. 24 Winners of 240 Cebuana Lhuillier 24k points worth Php 240
   7. 24 Winners of 24 Cebuana Lhuillier 24k points worth Php 24
   8. 24 Winners of Alta Business Assoc Pack worth Php 1,650
   9. 24 Winners of WeTV 1 year subscription worth Php 1,490
   10. 24 Winners of Avita Essential 14” Laptop worth Php 16,000
4. To qualify for the raffle for the 216 prizes (a-i), participants must:
   1. Be a member of the Cebuana Lhuillier 24k Rewards Program before the draw.
   2. Like the Cebuana Lhuillier 24k Reward Program Facebook page
   3. To qualify for the 24 laptop prizes (j.), the participants who can win must:
      1. Like the Cebuana Lhuillier 24k Reward Program Facebook page
      2. Be a VERIFIED member of the Cebuana Lhuillier 24k Rewards Program before the draw. *A VERIFIED membership account means complete documents were submitted to Cebuana Lhuillier and the online account is activated
5. Winners can only win once during the entire promo duration.
6. Winners are drawn electronically based on the following details:
1. 24k Reward Client Number
2. 24k Reward Card Number
3. Full Name
4. Email Address
5. Mobile Number
6. Present address registered with Cebuana Lhuillier 24k Reward Program
7. Winners will be notified through direct messaging on Facebook, SMS, email and/or registered mail based on their information in the records of the Cebuana Lhuillier 24k Rewards Program. Winners will also be announced through the official Facebook page of the Cebuana Lhuillier 24k Rewards Program.
8. There will beone draw date on November 17, 2021:
   
   

   Cut-Off Dates	Draw Date	Prizes	No. of Winners	Announcement
   Nov 1 to 15	Nov 17	Cebuana Lhuillier Jewelry Voucher (P2,400) Quick FX Gift Pack (P1,000) Cebuana Lhuillier Micro Saving Account Credit (P500) Cebuana Lhuillier ProtectMAX (ADB 25K Coverage) (P50) Cebuana Lhuillier Collectibles (P300) 240 Cebuana Lhuillier 24k points (P240) 24 Cebuana Lhuillier 24k points (P24) Alta Business Assoc Pack (Php 1,650) WeTV 1 year subscription (Php 1,490) Laptop Avita Essential 14” laptop (Php 16,000)	24 24 24 24 24 24 24 24 24 24	November 24, 2021

9. The raffle draw will be held at PJL Corporate Centre, 1782 Nicanor Garcia corner Candelaria Streets, Makati City via video conference, witnessed and attended by representatives from the Department of Trade and Industry (DTI) and P.J. Lhuillier Inc.
10. Deadline for submission of entries is on November 15, 2021, 11:59pm.
11. P.J. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.
12. Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.
13. Winners must present copy of their 24k card for claiming of the prize. The 240 points, 100 points and 24 points prize will be credited to the account of winners within 2 days upon full verification of the qualified winners. For those who will win gift packs, Cebuana Lhuillier to send the prize to the registered address of the winner.
14. By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.
15. P.J. Lhuillier Inc.shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.
16. Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

Per DTI Fair Trade Permit No. FTEB-130932 Series of 2021.